
The Noko Retreats investment opportunity
Nestled in the picturesque Waveney Valley, Ringsfield near Beccles offers a unique opportunity in the thriving luxury wellness and eco-tourism sector.

Its proximity to the Norfolk Broads National Park and Norwich ensures strong year-round demand, premium rental potential, and high occupancy rates.
Surrounded by ancient woodland and centred on a natural swimming lake, Noko Retreats is set to become one of East Angliaโs premier wellness destinations. The development will feature 10 architect-designed lodges with 25 suites and a VIP three-bedroom apartment. Guests will enjoy premium amenities, including a gourmet restaurant, cafรฉ, bar, and deli, all designed with sustainability and holistic wellbeing at the core.
We are therefore delighted to be working with Suffolk Spa Retreats Ltd, a specialist developer with a proven track record across leisure, residential, and commercial projects, including the award-winning refurbishment of ConghamHall Hotel & Spa in Sandringham.

Noko Retreats loan note benefits…
This carefully structured investment offers a compelling blend of fixed returns, asset-backed security, and a defined short-term exit – making it an attractive option for investors seeking stable, property-based growth.
Noko Retreats
Key terms:

Investment term
Short term investment opportunity of approximately 30 months.

Investment/gross return
Growth of 10.0% per annum paid as a single bullet payment upon redemption.

Capital raise
A capital raise is required of ยฃ2.9m for development funding.

Clear exit strategy
Each loan note is structured with a defined term and a predetermined maturity date, giving investors clarity on when their capital is due to be repaid.

Minimum investment
Minimum investment amount of ยฃ10,000.
Noko Retreats – de-risked through the following:
- The exit will be through refinance via mainstream and/or specialist lender to repay noteholders.
- First Charge Security over the development asset with a GDV of up to ยฃ5.5m and a capital raise of ยฃ2.9m, giving an LTV of 58%
- The business is expected to generate ยฃ600-ยฃ800k in free cashflow annually after loan costs, enhancing the projects credit profile and repayment options.
- A Senior-ranking debenture over the borrower to include;
- Fixed Senior charge over the development asset;
- Floating charges over all existing and future cashflows;
- Floating charges over all other company assets and undertakings.

Enquire about this loan note investment opportunity…
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About the Developer…
Suffolk Spa Retreats Ltd, the ultimate beneficial owner of the Noko Retreats development (โThe Developerโ) is a specialist developer of highend health and wellness destinations, founded by the experienced team behind Wensum Design and Build Ltd. With a proven track record across the residential, leisure, and commercial sectors, the team brings a depth of expertise in delivering architecturally-led, design-focused developments of exceptional quality.
The developerโs portfolio includes the delivery of five bespoke holiday lodges and the complete refurbishment of the luxury spa at the award-winning five-star Congham Hall Hotel, located near Sandringham. The developer has also delivered premium leisure accommodation across the UK, including landmark schemes in the Lake District and Scotland.
With extensive experience spanning both construction and luxury hospitality, the developer is uniquely positioned to develop and operate its own flagship destination. Noko Retreats aims to become one of East Angliaโs premier wellness and vacation experiences by integrating cuttingedge design, sustainability, and five-star service.
