Word of the Week

This week's word of the week is . . . opportunity! 

As we enter into another week of lock down, let's not neglect to look for the positive that can be found in this season. Perhaps it's more time with our immediate loved ones, or a greater appreciation of walks in your local area. It could be an opportunity to be more intentional in relationships with those we can't see face-to-face. 

Within your business or work place, are there opportunities to strengthen your company within this time? Different ways to work that you may not have considered before? 

"A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty." - Winston S. Churchill 

Here’s to a great week!

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Our service to you

  • We source and secure discounted properties for you, that offer immediate built-in growth and generate income.
  • We introduce you to Solicitors who specialise in investor property purchase, to ensure your purchase goes as smoothly as possible.
  • We provide you with support and guidance throughout the entire purchase process, and guidance for your next investment property!
  • We provide you with access to the most suitable mortgages.
  • We put you in touch with letting partners based in the area,
 who will source suitable tenants quickly for your property.

Our Satisfied Clients

See our success stories
This has been one of the easiest investments that I have ever made and it has given me great returns. So much so I have now invested four times in four different loan notes and I will more than likely invest again.
- Ms Phillips, Loan Note Investor
We have built a significant portfolio of 30 properties from scratch with PIP's help. We would have no hesitation in recommending them and indeed, have done so many times.
- Mr & Mrs Rider, Property Investment
I am absolutely delighted with the returns I have made from my Prosperity Secured Loan Note investment and I would have no hesitation in recommending this option to anyone who is looking to achieve a good return on their cash
- Mr Beder, Loan Note Investor
PIP provided me with a great service from day one. I was given a clear explanation of the various processes, my questions were answered quickly and clearly, and I felt really supported at every stage. PIP's strong relationships with the letting agents, solicitors and mortgage broker made sure that the entire process ran smoothly. Overall, my first property investment was simple and straightforward. Thank you everyone.
- Mr Stimpson, Property Investment
We are very pleased with our investment at The Winerack, Ipswich. The rental predictions being achieved have exceeded all expectations, and the apartment is beautifully situated and built to a high standard. We are very happy and will be looking to invest in more property through PIP in the years to come.
- Mr & Mrs De Lima, Property Investment

Frequently Asked Questions


What is an investment property?

An investment property is a property sourced and purchased specifically as a buy-to-let with the purpose to generate income and achieve long term capital growth.

Where to invest in property?

The latest census shows the UK’s population has increased by a record 7% (4 million) in the last decade to just over 63 million. Since 2002, demand for rental property has almost doubled. We can advise you on the many areas within the UK where we believe you can achieve maximum return on your monies invested, whilst maximising capital growth and generating income. Get in touch, have a look at our current opportunities to find out where.

How to start property investment?

Let us walk you through it! Our promise to you is our full VIP treatment to ultimately achieve financial Peace of Mind for you, through the sourcing and securing of property that will lead to long-term success and gain.

How does property investment work?

Unlike other asset classes, property enables you to gear your investment through investing a percentage of your cash rather than all of it. Property provides an attractive and sustainable income for investors, which if compared to a typical savings rate will provide income of up to 10 times that amount. Since the 1950s property values have doubled on average every 7 to 10 years. By investing in property, you are using your money to generate more money. You are making your money work for you.

How to calculate return on investment property?

Yield is the term which investors use to calculate a return.  To calculate the yield all you do is times the monthly rental amount by 12 and divide it into the property value.  

How much higher are mortgage rates for investment property?

Historically, buy to let mortgages have been in the region of 1.00% more expensive than the typical residential mortgage. However, over the past few years the gap between residential and buy to let rates has reduced as lenders have gained an appetite for buy to let lending. Furthermore, lender arrangement fees tend to be higher, with the more expensive buy to let mortgages charging a percentage of up to 2.5% of the mortgage amount.

What is the interest rate for investment property?

This is highly dependent on the current market conditions as well as varying from lender to lender.  Please speak to us so that we can arrange to provide you with a personalised mortgage illustration through our sister company Insight Private Finance.