The LiveMore investment opportunity
The LiveMore Secured Loan Note is a two-year, asset-backed investment opportunity, designed to fund the origination of First Charge residential mortgages across the UK.
Structured to offer strong capital security, this loan note is secured against a diversified portfolio of mortgage assets, providing investors with both fixed-term certainty and peace of mind.
Funds raised through the LiveMore Secured Loan Note support the growth of a carefully managed mortgage book. Investors benefit from the security of first charge lending, with underlying loans issued at conservative loan-to-value (LTV) levels—typically around 45%—ensuring a prudent approach to risk management while offering access to a stable, income-generating asset class.
LiveMore loan note benefits…
This carefully structured investment offers a compelling blend of fixed returns, asset-backed security, and a defined short-term exit – making it an attractive option for investors seeking stable, property-based growth.
LiveMore
Key terms:
Investment term
Short term investment opportunity of 24 months, with the option for LiveMore to extend by a further 6 months.
Investment/gross return
Income at 2.5% per quarter equating to 10.0% per annum or Growth at 10.0% per annum paid upon redemption.
Capital raise
Two-year, asset backed secured loan note to fund UK First Charge mortgage originations.
Clear exit strategy
Each loan note is structured with a defined term and a predetermined maturity date, giving investors clarity on when their capital is due to be repaid.
Minimum investment
The minimum investment is £20,000, offering an accessible way to enter the market with a fixed-return opportunity.
LiveMore – de-risked through the following:
- PIP investors have a Debenture over LiveMore 25-1, an SPV to lend to LiveMore Capital to provide funding for mortgage loans.
- LiveMore have a current Lending Book of £362m. The average loan size is £158k, with an average LTV of 45.5%. There have been zero defaults since inception.
- LiveMore are a UK based FCA Regulated, First Charge Mortgage Lender, focusing on the underserved mortgage customers in the 50–90+ age bracket, with an average Borrower age of 64.
- The exit for this loan note is on the securitisation of the mortgage loans when the value reaches £250m and above. The first securitisation of £208m has been completed.
Enquire about this loan note investment opportunity…
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Uncompromising quality, space & design…
LiveMore is the UK’s only dedicated mortgage lender focused exclusively on customers aged 50 to 90+. This growing yet under-served demographic has unique financial needs, and LiveMore addresses them with a comprehensive range of First Charge mortgage products—including Interest Only, Capital Repayment, and Equity Release options.
By concentrating on this specialist segment, LiveMore not only fills a significant gap in the market but also provides investors with exposure to a niche lending strategy supported by real-world demand. The LiveMore Secured Loan Note sits as subordinated funding beneath senior finance within the capital stack, helping to originate low LTV mortgages backed by real property and steady borrower profiles. With a clear strategy and conservative lending practices, LiveMore presents a compelling opportunity for investors seeking security, yield, and long-term relevance.
