The iO Finance Partners investment opportunity
SME Capital, a UK-based lender specialising in structured loans of £1-5 million for small and medium-sized enterprises, has underwritten over £150 million to date.
With a strong track record of supporting growing businesses across the UK, SME Capital is recognised for its flexible, tailored approach to funding that meets the evolving needs of the SME market.
In Q1 2025, SME Capital integrated with iO Finance Partners — a newly launched institutional-grade platform that brings together leading SME lenders with institutional capital, advanced technology, and rigorous governance. This collaboration represents a significant step in scaling private credit in the UK, enabling broader access to capital for high-potential businesses while offering investors greater transparency and confidence.
The iO Secured Loan Notes, issued by Callisto Holdings Ltd, represent the next chapter in this evolution. These fully secured, professionally structured notes provide investors with access to the dynamic and increasingly important SME credit space — combining attractive returns with the reassurance of a robust institutional framework.
iO Finance Partners loan note benefits…
This carefully structured investment offers a compelling blend of fixed returns, asset-backed security, and a defined short-term exit – making it an attractive option for investors seeking stable, property-based growth.
iO Finance Partners
Key information:
Investment term
Choose between 9.0% Income (paid quarterly) or 11.0% Growth (paid at maturity) over a 3 year period.
Investment/gross return
Secured by a debenture over the shares in a diversified group of lenders, held by an independent security trustee on behalf of investors.
Capital raise
Backed by strong demand, you’re accessing a £22bn SME funding gap, an underserved market with significant growth potential.
Clear exit strategy
Invest in a Diversified Portfolio, broad spread across sectors and regions.
Minimum investment
Proven Track Record £150m+ has already been lent to UK SMEs.
Who are Callisto Holdings Limited?
Callisto Holdings Limited (Callisto) is the Issuer of the AAA Series Loan Notes and serves as a principal shareholder in iO Finance Partners.
As a privately held investment company, Callisto brings together a group of seasoned shareholders with extensive experience in lending and financial services. The company is dedicated to supporting established UK-based small and medium-sized enterprises (SMEs), offering tailored loan solutions across a wide range of industries and regions.
Through its strategic partnership and close alignment with iO Finance Partners, Callisto maintains strong governance, transparency, and a shared commitment to generating stable, asset-backed returns for investors.
Enquire about this loan note investment opportunity…
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About iO Finance Partners…
iO Finance Partners is building an institutional-grade lending platform to lead a buy-and-build strategy in the alternative finance sector. Backed by Janus Henderson and BP Marsh, iO is creating a one-stop private credit platform by acquiring and partnering with alternative lenders, giving private investors greater access to SME lending opportunities.
With a focus on both institutional and retail funding lines, iO is responding to growing demand for low-volatility, income-generating investments. The recent integration of SME Capital marks a major strategic milestone, supported by committed institutional equity and further investment expected later this year.
Designed for scale and long-term value, the iO platform combines advanced technology, robust risk oversight, and an experienced leadership team. With a growing and diversified loan book, it is well-positioned to deliver sustainable income and capital preservation.
