The Smithfield House (3) investment opportunity
We are pleased to present Smithfield House (3) as our Investment of the Month – an exclusive opportunity offering fixed returns of up to 9% per annum over a 3-year term.
This asset-backed loan note investment is secured against a well-located development within the rapidly evolving Smithfield regeneration zone, one of the UK’s most ambitious urban renewal projects. With significant public and private investment driving demand and enhancing long-term prospects, Smithfield is fast becoming a highly attractive area for investors.
The structured nature of this loan note provides clarity, security, and a defined return, making it a compelling option for those seeking stable, medium-term growth. Backed by real assets and led by an experienced team, Smithfield House (3) offers a strategic way to gain exposure to a high-potential location with strong fundamentals.
We invite you to explore this opportunity further and discover how it could support your investment goals.
Smithfield House (3) loan note benefits…
This carefully structured investment offers a compelling blend of fixed returns, asset-backed security, and a defined short-term exit – making it an attractive option for investors seeking stable, property-based growth.
Smithfield House
Key terms:
Investment term
Short term investment opportunity of approximately 36 months.
Investment/gross return
Income at 2.0% per quarter equating to 8.0% per annum or Growth at 9.0% per annum paid upon redemption.
Capital raise
A capital raise is required of £70m across the development.
Clear exit strategy
Each loan note is structured with a defined term and a predetermined maturity date, giving investors clarity on when their capital is due to be repaid.
Minimum investment
The minimum investment is £10,000, offering an accessible way to enter the market.
Smithfield House (3) – de-risked through the following:
- First Charge Security over the development asset with a GDV of £131.5m and a capital raise of £70m, giving an LTV of 53%.
- During the build program, buyers will already be fully committed by paying up to 35% of the property value.
- An initial £6m is required by the end of August to acquire the land, to develop Phase 2.
- Clear exit strategy upon practical completion of the properties, commencing from 2028 onwards.
Enquire about this loan note investment opportunity…
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Supporting local growth & meeting housing needs…
Smithfield House is Prosperity’s flagship residential development, comprising 380 apartments located at the heart of the £2.4 billion Birmingham Smithfield regeneration project.
Ideally positioned in Birmingham city centre, Smithfield House occupies a prime location within the core of the transformation zone. This strategic placement ensures it will benefit directly from extensive infrastructure upgrades and public realm enhancements, significantly increasing the appeal and long-term value of the development.
The scheme will be delivered in two phases, with initial handovers beginning in 2028 to align with key infrastructure and amenity rollouts in the wider Smithfield district.
