The Zenzic investment opportunity
Zenzic takes a strategic approach to property-backed investment by diversifying its loan portfolio across a range of high-growth locations throughout the UK.
By carefully selecting a mix of scheme sizes, loan values, and asset types, Zenzic ensures that its lending activity is not concentrated in any one area or sector.
This breadth of exposure allows the business to identify strong opportunities while spreading risk across multiple developments.
From compact city-centre schemes to larger regional projects, the loan book is constructed to reflect the dynamic nature of the UK property market. This flexible model supports a wide range of borrowers while delivering stable, asset-backed returns for investors.
Zenzic loan note benefits…
This carefully structured investment offers a compelling blend of fixed returns, asset-backed security, and a defined short-term exit – making it an attractive option for investors seeking stable, property-based growth.
Zenzic
Key terms:
Investment term
An investment term of approximately 30 months, with a clear exit on project completion.
Investment/gross return
Income at 2.25% per quarter equating to 9.0% per annum or Growth at 9.0% per annum paid upon redemption.
Capital raise
First charge security over a diversified portfolio, with a maximum loan-to-value (LTV) of 65% to ensure prudent risk management.
Clear exit strategy
Each loan note is structured with a defined term and a predetermined maturity date, giving investors clarity on when their capital is due to be repaid.
Minimum investment
The minimum investment is £10,000, offering an accessible way to enter the market with a fixed-return opportunity.
Zenzic – de-risked through the following:
- Zenzic have an exceptional track record of successful lending and zero capital losses. They recently partnered with Shawbrook, one of the UK’s leading banks, demonstrating their exceptional lending and underwriting credentials.
- All investments are secured by asset-level charges, and additional measures to ensure added protection when needed.
- Zenzic have a current Lending Book of £88m, comprising of 9 Residential, 3 Self Storage and 6 Purpose Built Student Accommodation units. The average loan size is £4.8m, giving an LTV of 73.6%.
- Zenzic operates an investment strategy known as “all-weather“, which typically outperforms the market in both favourable and unfavourable economic market conditions.
- All-weather real-estate lenders can respond dynamically to changing market conditions, focussing on high growth but underserved sectors where the strongest risk/adjusted returns can be achieved.
Enquire about this loan note investment opportunity…
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Investing across key sectors with reduced risk…
Zenzic is actively focused on some of the UK’s most resilient and in-demand property sectors, including Residential, Purpose-Built Student Accommodation (PBSA), and Logistics. These asset classes have demonstrated strong fundamentals, consistent demand, and long-term growth potential – making them ideal foundations for a secure and sustainable loan portfolio.
By investing across multiple schemes and sectors rather than relying on single-project lending, Zenzic significantly reduces exposure to the risks typically associated with standalone developments. This risk-managed, sector-diverse strategy is at the core of Zenzic’s investment philosophy, offering investors a balanced and reliable alternative in the property-backed lending space.
