The Smithfield Lofts investment opportunity
With over two centuries of local history and six years of careful planning behind it, this flagship project from Prosperity is set to become a defining feature of Birmingham’s urban landscape.
Smithfield Lofts is more than just a residential scheme – it represents a bold vision brought to life through design, location, and long-term investment in the city’s future.
Set to be the crown jewel in Prosperity’s growing portfolio, this high-profile development blends heritage with forward-thinking architecture.
As one of the most anticipated regeneration schemes in the region, Smithfield Lofts will deliver a new standard of city living – designed to reflect Birmingham’s rich industrial past while meeting the needs of a modern, design-conscious generation.
Investment Overview
Smithfield Lofts loan note benefits…
This carefully structured investment offers a compelling blend of fixed returns, asset-backed security, and a defined short-term exit – making it an attractive option for investors seeking stable, property-based growth.
Smithfield Lofts
Key terms:
Investment term
An investment term of approximately 30 months, with a clear exit on project completion.
Investment/gross return
Income at 2.0% per quarter equating to 8.0% per annum or Growth at 9.0% per annum paid upon redemption.
Capital raise
A total of £54 million is needed to support the delivery of this outstanding development.
Clear exit strategy
Each loan note is structured with a defined term and a predetermined maturity date, giving investors clarity on when their capital is due to be repaid.
Minimum investment
The minimum investment is £10,000, offering an accessible way to enter the market with a fixed-return opportunity.
Smithfield Lofts – de-risked through the following:
- First Charge Security over the development asset with a GDV of £90.7m and a capital raise of £54m, giving an LTV of 59%.
- During the build program, buyers will already be fully committed by paying up to 35% of the property value.
- All 307 units within Phase 1 have been Reserved.
- 174 of the 307 units have legally exchanged, representing a GDV of £53.5m. (We will only draw down 75% of the exchange values).
Enquire about this loan note investment opportunity…
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Supporting local growth & meeting housing needs…
Perfectly positioned just minutes from Birmingham’s central business, retail and leisure districts, Smithfield Lofts offers residents the best of both worlds – easy access to the city’s core, and a vibrant local community within the fast-evolving Digbeth area.
This former industrial heartland, now reimagined as Birmingham’s creative quarter, forms part of the wider Eastside District—an area rapidly gaining attention for its cultural energy and urban regeneration.
This exclusive new neighbourhood will be a key part of Birmingham’s future story, supported by significant public and private investment. With independent venues, and a growing cultural scene, Digbeth is fast becoming one of the city’s most desirable locations for living, working, and investing. Smithfield Lofts is your opportunity to be at the centre of it all.
